

Baccarat combines elegance with simplicity, requiring players only to bet on which hand will finish closest to nine.
Baccarat is one of the most elegant and straightforward card games found at any online casino. Despite its reputation for sophistication, the game operates on simple principles that make it accessible to players of all experience levels. This guide explains the fundamental rules governing how Baccarat is played.
The goal in Baccarat is to bet on which of two hands—the Player or the Banker—will finish closest to a total of nine. A third option allows betting on a Tie, where both hands reach the same value. Importantly, the terms Player and Banker do not refer to you or the casino; they simply designate the two competing hands.
Understanding card values is essential. Cards two through nine retain their face value. Tens, Jacks, Queens, and Kings count as zero. Aces are worth one point. When calculating hand totals, only the final digit matters. A hand containing a seven and an eight totals fifteen, but in Baccarat this becomes five. A nine and a four equals thirteen, which counts as three.
Each round begins with two cards dealt to both the Player and Banker positions. If either hand totals eight or nine from the initial deal, this is called a natural, and no additional cards are drawn. The natural wins immediately unless both hands produce naturals of equal value, resulting in a tie.
When neither hand achieves a natural, specific rules determine whether a third card is drawn. The Player hand draws on totals of zero to five and stands on six or seven. The Banker's action depends on their own total and whether the Player drew a third card, following a fixed chart that removes all decision-making from participants. At ReSpin, these rules are handled automatically.
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